Which coverage is included in the Unlicensed Farm Tractor Policy?

The Unlicensed Farm Tractor Policy primarily includes third-party liability coverage. This type of coverage is essential for protecting the insured from financial loss if they are found legally responsible for causing injury or damage to another person or their property while using their unlicensed farm tractor. Since many farm operations require the use of such vehicles, having third-party liability ensures that farmers can operate without worrying about potential liabilities incurred while using these tractors.

While fire and theft coverage, comprehensive coverage, and home insurance may be relevant in the context of broader automobile or property insurance, they are not typically included in the Unlicensed Farm Tractor Policy. This policy is specifically tailored for agricultural use and focuses on liability rather than insuring the tractor itself against loss or damage.