When applying the 90/10 rule for priority of claims, what percentage is allocated to injury?

The 90/10 rule for priority of claims in automobile insurance specifically designates that 90% of the priority for claims is allocated to injury. This means that in determining which party's insurance should respond to a claim, there is a strong emphasis placed on injuries sustained in an accident, as opposed to property damage.

The rule is utilized to efficiently manage claims by establishing clear protocols regarding who is responsible for coverage in the event of an accident. By using a percentage like 90%, it clarifies that injury claims are treated with a higher priority compared to other types of claims, which is crucial because injuries often carry more immediate health concerns and potential long-term effects for the individuals involved.

While the other options suggest lower percentages, they do not reflect the prioritization defined by the 90/10 rule. Understanding this allocation helps both insurers and insured parties navigate the claims process, ensuring that the needs related to personal injuries are addressed more prominently.