What is the role of an insurance agent in automobile insurance?

The role of an insurance agent in automobile insurance predominantly revolves around selling policies and assisting customers with claims. Insurance agents act as intermediaries between the insurance company and the policyholders, providing valuable services that facilitate the process of obtaining insurance coverage and navigating claims.

Selling policies involves explaining the various coverage options available, helping clients understand their insurance needs, and guiding them in selecting appropriate policies based on their specific circumstances. The agent's knowledge of the products they offer allows them to tailor insurance solutions that suit the individual requirements of each customer.

Once a policyholder has an insurance policy, the agent's role extends to assisting with claims. This includes explaining the claims process, helping clients gather necessary documentation, and providing support throughout the settlement process. By being present during these challenging times, insurance agents ensure that policyholders understand their rights and responsibilities and receive the compensation they are entitled to as quickly and smoothly as possible.

The other roles listed, such as maintaining the insurance company's finances, compiling driving records, or determining legal liability in accidents, are not typically part of an insurance agent's responsibilities. Those tasks may be managed by other professionals within the insurance company or related entities.