What is the maximum payable benefit for underinsured motorist protection under the RoadStar Package?

The maximum payable benefit for underinsured motorist protection under the RoadStar Package is indeed $1 million. This coverage is designed to provide additional protection for policyholders who suffer injuries or damages due to an accident with a driver who has insufficient insurance coverage to fully compensate for the losses incurred. Having a maximum benefit of $1 million ensures that individuals have significant financial support in the event of severe injuries or losses resulting from an accident with an underinsured driver. This level of coverage is particularly valuable in scenarios involving extensive medical expenses, lost wages, and long-term rehabilitation costs that may arise from serious accidents.

In comparison, the other options, although they represent various benefit limits, do not provide the same level of financial security and may leave policyholders underprotected in the event of a significant loss. Overall, the $1 million limit reflects a robust protection feature tailored to safeguard against the inadequacies of other drivers' insurance.