What is the maximum payable benefit for homemaking accident benefits?

Prepare for the IBABC Automobile Insurance Exam with our multiple choice questions with explanations and hints. Study effectively with our engaging quizzes and ensure you're exam-ready!

Homemaking accident benefits provide compensation for services that a person cannot perform due to a disabling injury, particularly in relation to household responsibilities. These benefits are designed to assist individuals who, as a result of an accident, require support with tasks such as cleaning, cooking, and childcare.

The maximum payable benefit, set at $280 per week, reflects the standard amount deemed necessary to cover reasonable expenses for homemaking assistance. This figure is established in policy guidelines to ensure adequate support without exceeding a reasonable limit.

The other options reflect amounts that are either above or below the established standard, which does not align with the provisions that govern these specific benefits. Thus, recognizing the correct maximum payable benefit as $280 per week is crucial for understanding both the coverage limits and the overall structure of accident benefits within automobile insurance.

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