What is another term for Underinsured Motorist Coverage?

Underinsured Motorist Coverage is commonly referred to as Underinsured Motorist Protection. This type of insurance is designed to offer additional protection when an insured person is involved in an accident with a driver who has insufficient insurance coverage to pay for the damages. The purpose of this coverage is to ensure that individuals can recover costs that exceed the at-fault driver's policy limits.

This terminology aligns with the aim of the coverage, which supports policyholders in scenarios where they encounter financially unprepared drivers. The other options do not accurately represent this specific type of coverage. Terms like Liability Motorist Coverage typically refer to a different kind of insurance that protects against claims made by others for damages caused by the policyholder. Full Coverage Protection is a broader term generally used to describe insurance packages that include various types of coverage, and Comprehensive Motorist Coverage relates specifically to non-collision-related damage to a vehicle.