What coverage is required for locks, keys, and remote keyless entry under the RoadStar Package?

Prepare for the IBABC Automobile Insurance Exam with our multiple choice questions with explanations and hints. Study effectively with our engaging quizzes and ensure you're exam-ready!

The correct choice indicates that comprehensive or specified perils coverage is necessary for locks, keys, and remote keyless entry under the RoadStar Package. This is because such a package is designed to offer broader protection that encompasses a variety of risks related to the vehicle, including theft and damage to these components.

Comprehensive coverage is essential for covers incidents such as theft or loss of keys and remote entry devices, which typically do not fall under basic liability or fire coverage. Instead, they provide coverage against loss from non-collision incidents, ensuring that if the keys or locks are damaged, stolen, or require replacement due to specified perils like vandalism or theft, the insured can claim for those losses. This level of coverage is tailored to protect car owners from the possible expensive repercussions of losing access to their vehicle or needing to change locks after a theft.

On the other hand, the other options do not cater to these specific needs related to locks and keys. Basic liability coverage only protects against damages you cause to others and would not cover your own property. Standard fire and theft generally covers the vehicle itself but may not extend to the locks and keys specifically. Third-party liability coverage also focuses on the damages caused to others, leaving the insured without any remedy for

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