How many coverage territories are included in automobile insurance policies?

Automobile insurance policies typically include a total of 14 designated coverage territories, emphasizing the geographical scope of protection provided by the policy. These territories are defined to clearly outline where the insurance coverage is applicable.

In this context, Canada itself has specific territories for coverage, and the additional designation "Z" refers to coverage outside British Columbia (BC). This is particularly significant for policyholders who may drive or travel outside their home province, ensuring that they have protection even when operating their vehicles in different areas.

Understanding the number of coverage territories is crucial for both insurers and insured individuals, as it delineates the limits of where an insurance policy applies. This knowledge aids policyholders in assessing their risk and ensuring adequate protection when traveling.