For Comprehensive coverage under Own Damage, what is the deductible if the damage is caused by a flying object?

Comprehensive coverage under Own Damage typically includes a range of incidents, including damage caused by flying objects. In many insurance policies, there is a specific deductible amount that applies when a vehicle sustains damage from such unexpected hazards.

In this case, a deductible of $200 is commonly associated with damage caused by flying objects. This amount reflects a lower threshold due to the nature of the incident, which is often considered more unpredictable and outside the control of the vehicle owner. The purpose of having a deductible is to share some of the financial responsibility between the insurer and the insured, while still ensuring that drivers are encouraged to maintain their coverage for unforeseen events like this one.

Other deductible amounts, such as $300, $500, or $1,000, are typically applicable to more significant or more common occurrences, which is why they would not be correct in this context. Comprehensive coverage is designed to help mitigate specific risks, and the $200 deductible aligns with that intent for unique situations.