Define "electronic vehicle tracking" in relation to auto insurance.

Electronic vehicle tracking refers to a technology that monitors various aspects of driving behavior, such as speed, braking patterns, and overall vehicle usage. In relation to auto insurance, this tracking enables insurers to collect data that can be used to assess individual driving habits. By implementing this system, insurance companies can potentially offer usage-based discounts or premiums that reflect a driver's actual behavior on the road, promoting safer driving practices.

This approach not only rewards conscientious drivers with lower premiums but also fosters a more personalized insurance experience. Usage-based insurance relies on real-time data rather than traditional rating factors, such as age or location, making it a more tailored fit for the insured individual.

The other options do not align with the established concept of electronic vehicle tracking. Manually recording behaviors does not utilize technology effectively nor contribute to discounts. A system that fully controls a vehicle would imply automated driving, which is a different concept altogether. Finally, a program that solely provides GPS navigation does not encompass the driving behavior monitoring aspect crucial to the definition of electronic vehicle tracking in insurance contexts.