Accident benefits are provided on what basis?

Accident benefits are provided on a no-fault basis, which means that an individual can receive benefits for their personal injuries and related losses resulting from an automobile accident, regardless of who was at fault for the accident. This system is designed to facilitate prompt access to medical benefits, rehabilitation, and lost wages without the need to determine negligence or liability.

With no-fault insurance, the emphasis is placed on providing support to the injured individuals directly, which in turn alleviates the burden on the legal system regarding disputes over fault. This approach aims to provide timely assistance to those affected by accidents, as it can take time to resolve questions of liability and negligence in more conventional systems.

The other options reflect different insurance principles. Liability basis refers to situations where benefits are contingent upon proving fault, while negligence basis requires demonstrating wrongdoing to receive compensation. An insurance claim basis, while relevant to claims processes, does not specifically depict the nature of how accident benefits are determined in terms of fault.